Thursday, October 16, 2014

Gloc-9 And Vinci Montaner Dance In 'Businessman'


Anyone who has watched Gloc-9 at a live gig would know that one of the most well-received songs that get audiences on their feet is one of his oldest, telling us all to move our bodies and dance, to lighten the load of life.

On his 17th year in the music business, and after seven full length all-original albums, Gloc-9 goes back to some dance rap, bringing with him Vinci Montaner of Parokya Ni Edgar. Montaner has taken a breather from band life, but said yes to “Businessman,” a dance tune that speaks of an uncanny love between a rich girl and a poor boy, and how this difference is bound by nation that allows this disparity.

The rest of the song speaks of the unbelievable breadth of the girl’s wealth, with rooms full of money that isn’t counted and wallets are only for one thousand bills, where cars are a plenty and food is laid out on the dining table like there’s always a party. The girl is does not question how this money is earned, and where it comes from – her father is in a business that earns them billions.

In that world where everything’s served her on a silver platter, this girl wishes for what she has not experienced: to ride public transport and get her hands on some change, to try doing the laundry. The boy is enamored with her, surprised at the everyday things the girl wants to experience, where the things that are new to her is a way of life for him.

Yet “Businessman” is no easy love song, as it is one that’s layered with such a huge disparity between the rich girl and poor boy, that one can only wonder: what business is the girl’s father in, that allows him such wealth?

“Businessman” featuring Vinci Montaner will be launched on MYX on October 17 2014, Friday at 6:00 PM. The music video features Winwyn Marquez. “Businessman” is part of Gloc-9’s DVD release “Biyahe ng Pangarap” to premier in November.

Wednesday, October 15, 2014

Italianni’s WINEsday For October


There’s nothing more relaxing than knowing that at the end of the day, you can kick back and relax with great food with Italianni’s. Just when you think it can’t get any better than this, Italianni’s is extending their September WINESday promo until October but with a twist: your half off on wine is now available all day, everyday including weekends! You can choose over the featured wines including Frontera Sauvignon and Frontera Chardonnay, with the half off price of P115 from the original price of P230 per glass and P550 from the original P1,100 per bottle. With prices like these, you can even pair it pasta dishes like Spaghetti and Meatballs or Chicken Italianni’s and steaks like T-Bone end your day in Italian perfection!

Take advantage of this promo now for all Italianni’s Manila stores. Not available for Cebu, CDO, and Davao branches.

Tuesday, October 14, 2014


Looking for a new reason to shiver these -ber months? How about experiencing the newest crunchy goodness from Krazy Garlik? Discover a whole new world of crunch as Krazy Garlik introduces its newest addition to the Kraaazy menu: the Krrrispy Ribs.

It’s a sumptuous A dish that is deep fried ribs tossed in garlic bits, dried shrimp, fresh chili, and spring onion served with homemade liver sauce and spiced vinegar. It might sound crazy but when it hits your palate, you’re going to realize that it’s Kraaazy for all the right reasons.

Well, what are you waiting for? Head on to the nearest Krazy Garlik branch at Greenbelt 5, Alabang Town Center, Newport Mall, Resorts World, Promenade, Greenhills and taste the krrrispy goodness only from tastiest Kraaazy town, Krazy Garlik!

Monday, September 29, 2014

Watch Road Fighting Championship Live Thru Cignal TV's KIX HD


Are you an MMA fanatic?

Get the chance to live out your MMA dreams as Cignal TV brings a lucky subscriber and a friend to Korea to watch the ROAD FIGHTING CHAMPIONSHIP LIVE!

Road Fighting Championship is the home of combat sports in Asia as it hones Korea’s brightest MMA (Mixed Martial Arts) stars to step on the ring along with top international talents from Japan, Brazil, Europe, and the USA. The mettle of these fighters is tested as they try to prove that they are the best in the world by leaving their hearts and pride in the cage. Experience heart-pounding action full of knockouts and tap outs as Road FC fighters show their skills of different martial arts disciplines like Taekwondo, Jiu-jitsu, Karate, Boxing, Muay Thai, Wushu and many more. As Asia’s premiere MMA league, Korean fighters like Kang Kyung-Ho and Nam Yui-Chul challenge themselves and make their way on to the stage in full international television broadcast through Kix Channel, the ultimate destination for action entertainment.

This promo is open to all Cignal TV subscribers of Plans 830* and up and will run from September 01 to October 01, 2014.

To join, interested participants just need to like the official Facebook page of KIX HD (facebook.com/WatchKIX) and Cignal TV (facebook.com/CignalTV). Look for the KIX Home of Combat tab on Cignal TV Facebook page and simply answer the question “Why are you the biggest MMA fan?

KIX HD, which is Cignal TV’s latest explosive addition to its wide array of exciting channel offerings, is the ultimate destination of viewers who want a daily dose of high-octane and adrenaline pumping shows all in 100% clear screen. This 24/7 action entertainment authority delivers many rounds of blockbuster action movies, cutting-edge reality shows, hit action series, and combat sports. So if you want programs filled with heart-stomping entertainment, you’ll never have a dull moment with KIX HD.

Subscribe now to Cignal TV to get the chance to watch this great battle of supremacy in Korea’s largest MMA organization live!

KIX HD is available on Cignal TV channel 122. Visit www.cignal.tv and www.kix-tv.com for more details. Like facebook.com/CignalTV and facebook.com/WatchKIX for updates and promos.

*Plans are subject to installation, maintenance and outlet fees. For total recurring fees, log on to www.cignal.tv

Friday, September 26, 2014

Get More Out of Money, Get More Out of Life

It's my birthday! Yay!

Flashback: Last year, I celebrated it in the office since I was not able to take a leave due to workload. By our office tradition, everybody contributes a fixed amount to buy merienda. After that, our CEO took me to Kitchen's Best for a treat. How cool is that?

This year, I decided to spend it in, I believed, a worthwhile afternoon. True enough, I met new intellectuals! A relaxed afternoon of conversation, coffee and sweets with fellow bloggers and Ms Salve Dulpito, a resident financial adviser on ANC's daily show On The Money concluded my day. I think meeting her has a purpose in my life. It was just recently that I realized I've been working all my life and I have no savings!

It's not that I live beyond my means. I think I'm just generous and considerate I did not put much  importance on saving for future needs. I feel like what I earn from my employment is just enough for my family's needs. Almost always nothing's left in the ATM. Well, it's high time I sit down seriously and do something about it. This is really perfect timing for me.

Salve's story is relatable. I know the feeling of going to school with little or no baon at all.
But instead of feeling down, this inspired her to strive and reach for her goal. What convinced me to attend her workshop is her advocacy in financial education which is also shared by Pioneer Insurance. We'll see after the workshop and I would be more than willing to write about how I did and share it to you as well. If you are on the same situation as I am, or worse (I hope not!) and available on October 11, 2014, the time is now to act on your present personal financial crisis. This is just a 3-hour workshop and there are one-on-one sessions with financial coaches afterwards. You can avail of the early bird rate of PhP1,800.00 if you register through ADeals on or before October 3! I hope you'll grab it and start saving.


Hey, I'm not broke. But I'd be close to being one if I will not change my behavior towards my personal finances. I knew it myself but could not act on it. I need some strategies and conviction to do it ASAP. Hopefully, I can start up after the seminar and live it up!

Wednesday, September 24, 2014

Manulife's Survey Shows Optimistic Filipinos Invest On Risky Assumptions

The majority of Filipino investors are satisfied with their government pension – but that sentiment is based on specific assumptions and a cash-dominant approach to retirement working out, according to the latest Manulife Investor Sentiment Index.*

Two-thirds of respondents said that they are confident that their government pension would be enough to meet their needs upon retirement – the highest level of all surveyed markets. In contrast, across all surveyed markets the proportion of confident investors was less than 40 percent, and as low as one-in-ten in some markets.

While such optimism seems positive, the survey shows it is based on some risky assumptions. First, investors expect their retirement income to be relatively high, at 92% of their current income – the highest estimate among all surveyed markets (Asia average 69%). Second, they expect their retirement expenses to be relatively low, at just 61 percent of their current income, at the lower end of surveyed markets (Asia average 66%). Third, nearly all (95%) said that in retirement they expect to rely on private healthcare – by contrast, in every other market only a minority expected to rely on private healthcare (Asia average 38%).

Filipino investors have high estimates of their retirement income. Even if these turn out to be right, they may not be enough to cover their actual costs,” said Ryan Charland, CEO of Manulife Philippines. “Today, people generally expect their retirement to be active, and that means expenses will likely be much higher than what many realize. In addition, healthcare tends to cost a lot more than people expect. In Asia healthcare costs have risen about twice the rate of inflation over the past 10 years. Of course, it’s even more expensive if you go private.”

The survey highlights that Filipino investors have a high degree of reliance on their government pension, with only one in five owning an additional, private pension plan. Instead, many expect to fall back on other, less assured, largely cash-forms of income, notably savings (which they expect to make up 37% of their retirement income) and inheritance (12% of their retirement income) – in both cases the highest reliance of any surveyed markets. This cash-dominant approach to retirement is reinforced by the finding that, on receiving their pension, Philippine investors plan to deposit nearly half into the bank, the second-highest level of all markets (Asia average 35%).

We know that Filipino investors like to hold cash and are among the most cash-heavy investors in Asia. The latest survey shows us they also plan to be Asia’s most cash-reliant investors when retired,” said Mr. Charland. “Keeping cash in the bank provides minimal returns, which may not even keep up with inflation. Their retirement optimism would have a sounder basis with a more balanced portfolio, especially given that retirement today can last 30 years or more.”

*About Manulife Investor Sentiment Index in Asia

Manulife’s Investor Sentiment Index in Asia is a quarterly, proprietary survey measuring and tracking investors’ views across eight markets in the region on their attitudes towards key asset classes and related issues. The Index is calculated as a net score (% of “Very good time” and “Good time” minus % of “Bad time” and “Very bad time”) for each asset class. The overall index is calculated as an average of the index figures of asset classes. A positive number means a positive sentiment, zero means a neutral sentiment, and a negative number means negative sentiment.

The Manulife ISI is based on 500 online interviews in each market of Hong Kong, China, Taiwan, Japan, and Singapore; in Malaysia, Indonesia and the Philippines it is conducted face-to-face. Respondents are middle class to affluent investors, aged 25 years and above who are the primary decision maker of financial matters in the household and currently have investment products.

The Manulife ISI is a long-established research series in North America. The Manulife ISI has been measuring investor sentiment in Canada for the past 15 years, and extended this to its John Hancock operation in the U.S. in 2011. Asset classes taken into Manulife ISI Asia calculations are stocks/equities, real estate (primary residence and other investment properties), mutual funds/unit trusts, fixed income investment and cash.

About Manulife

Manulife is a leading Canada-based financial services group with principal operations in Asia, Canada and the United States. Clients look to Manulife for strong, reliable, trustworthy and forward-thinking solutions for their most significant financial decisions. Our international network of employees, agents and distribution partners offers financial protection and wealth management products and services to millions of clients. We also provide asset management services to institutional customers. Funds under management by Manulife and its subsidiaries were approximately C$637 billion (US$597 billion) as at June 30, 2014. We operate as John Hancock in the U.S. and as Manulife in other parts of the world.

Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘945’ on the SEHK. Manulife Financial can be found on the Internet at manulife.com.